Frequently Asked Questions

A pay-at-closing remodel is a renovation funded by a third party (FLYP) before you sell your home, with the renovation cost repaid from the sale proceeds at closing. The homeowner pays $0 upfront. FLYP fronts materials, labor, and project management, and is repaid only when the home sells. If the home doesn't sell, the homeowner owes nothing.

Yes — that's exactly how FLYP works. The renovation cost is paid from escrow at closing, not from your pocket or savings. Escrow holds the sale funds, deducts the agreed renovation amount, the mortgage payoff, and standard closing costs, and releases the remaining equity to you. You never write a check to the contractor.

Yes. There are two paths: (1) tap existing equity through a HELOC or cash-out refinance and use the proceeds to renovate, or (2) use FLYP's pay-at-closing model, which captures the equity created by the renovation itself and pays for the work from sale proceeds — so you don't have to qualify for new debt or use existing savings.

Yes. If you can't qualify for a HELOC because of credit, debt-to-income, recent loan activity, or a frozen home value, FLYP is the most common alternative. FLYP doesn't require you to qualify for new financing — we underwrite the home's renovated value, fund the work ourselves, and recover the cost from the sale proceeds at closing.

If you plan to sell within the next 12 months, FLYP funds the entire renovation at zero cost to you. We pay for materials, labor, and project management. Our fee is repaid only from the sale proceeds at closing. If you're not selling, your alternatives are a HELOC, cash-out refinance, personal loan, or contractor financing — each requires you to qualify for debt and pay back monthly. FLYP is the only option that requires neither upfront cash nor monthly payments.

FLYP is a zero-cost home renovation funding program operated by Green State Restoration, LLC. We fund and manage strategic renovations on your home before you sell it. You pay nothing out of pocket — our costs are repaid from the sale proceeds at closing. The result: homeowners typically walk away with 30–40% more equity than selling as-is.

FLYP costs the homeowner $0 upfront. We fund the entire renovation — materials, labor, project management — at no cost to you. Our fee is repaid from the sale proceeds at closing, only after your home sells. If your home doesn't sell, you owe us nothing.

Most FLYP renovations take 4–8 weeks from start to finish, depending on the scope of work. After renovation, your agent lists the home and it typically sells within 2–4 weeks. Total timeline from signing to closing is usually 8–14 weeks.

Not necessarily. It depends on the scope of work. For lighter renovations (paint, landscaping, fixtures), you can often stay in the home. For larger projects (kitchen remodel, flooring), we may recommend temporary relocation for your comfort and to speed up the work.

We focus on high-ROI renovations that maximize your appraised value. Common projects include kitchen updates, bathroom remodels, interior and exterior painting, new flooring, landscaping, fixture upgrades, and curb appeal improvements. Every renovation plan is custom-designed based on your home's specific value drivers.

We collaborate with you on the renovation plan, but our recommendations are data-driven — we focus on the improvements that will generate the highest return on investment for your specific home and market. You'll approve the final plan before any work begins.

On average, FLYP homeowners see a 30–40% increase in sale price compared to selling as-is. In our Pacific Northwest projects, this typically translates to $100K–$200K in additional equity. Results vary based on the home, location, and market conditions.

An iBuyer ("instant buyer") is a tech-driven company that uses an algorithm to make near-immediate cash offers on homes — usually within 24–48 hours of you submitting your address. They close fast, charge a service fee, and resell the home themselves after light renovation. The biggest US iBuyer is Opendoor; other names include Offerpad. They typically offer 85–92% of fair market value plus a 5–13% service fee, which lands most sellers around 70–80 cents on the dollar after the math. iBuyers are a subcategory of cash buyers — sophisticated, algorithmic, and still discounted.

Cash buyers and iBuyers (like Opendoor or Offerpad) profit by paying you less than your home is worth. A generic cash buyer offers 60–75 cents on the dollar. An iBuyer like Opendoor offers 85–92¢ but adds a 5–13% service fee, ending up in similar territory. Both then run the same renovation FLYP would and pocket the upside. With FLYP, you stay on title, the renovation is funded by us, and you keep the upside. We've seen homeowners net $150K–$200K more than the best cash / iBuyer offer on the same home.

If your home doesn't sell, you owe FLYP nothing. We share the risk with you — that's why we're selective about which projects we take on and why our renovation plans are data-driven to maximize marketability.

Yes. Most FLYP homeowners still have a mortgage. The mortgage, our renovation costs, and any closing costs are all paid from the sale proceeds. You keep everything that's left — which, after FLYP renovations, is significantly more than selling as-is.

Yes. FLYP's stay-and-renovate path is built for this. You fund the work through a HELOC against your existing equity, and FLYP manages the entire build. You write zero checks upfront, you stay in the home, and the upgraded value stays with you instead of a flipper. See /stay-and-renovate for the full breakdown.

Yes. With FLYP's stay-and-renovate path, the renovation is funded by a HELOC drawn against your existing home equity — not from your savings. Contractor invoices flow to FLYP, FLYP draws on the HELOC, and you make standard interest-only HELOC payments during the build. Day-zero out-of-pocket cost: $0.

Usually not. FLYP phases the work so you keep at least one bathroom and the kitchen functional through most of the build. Heavy work — kitchen gut, primary-bath rebuild — sometimes requires 7–14 days of relocation, which we plan around your schedule.

The Double Win is our strategy for homeowners who want to upgrade to a new home. We FLYP your current home to maximize your sale price, then use that extra equity to renovate your next home — the one you're moving into. You sell high and buy smart, upgrading both properties in the process.

Yes. If you're purchasing a new home that needs work, FLYP can manage that renovation too. Many homeowners use the extra equity from FLYPing their current home to fund renovations on their new property — turning a fixer-upper into their dream home.

FLYP currently serves homeowners throughout Washington state, with a focus on the Puget Sound region including Seattle, Tacoma, Bellevue, Olympia, and surrounding areas. We're expanding to additional Pacific Northwest markets soon.

Getting started is simple: enter your address on our website to get a free, no-obligation renovation estimate. We'll analyze your home's value drivers, create a custom renovation plan, and show you how much more equity you could walk away with. The entire process from first contact to renovation start is typically 1–2 weeks.

You'll need an agent to list and sell your home after renovation, but you can bring your own agent or we can connect you with a trusted local agent in our network. Either way, your agent handles the sale while we handle the renovation.

FLYP is primarily designed for homeowners selling their primary residence. However, we evaluate investment property opportunities on a case-by-case basis. Contact us to discuss your specific situation.